Terms of Service

By accessing or using the website located at prime-saving-tool.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Prime Saving Tool ("we," "us," or "our"). If you do not agree to these Terms, you must not access or use the Website. We reserve the right to modify these Terms at any time. Continued use of the Website following any modification constitutes your acceptance of the updated Terms. The version of the Terms in force at the time of your visit governs your use of the Website at that time.

Prime Saving Tool is an educational platform providing general financial literacy content specifically designed for women entrepreneurs in Ecuador and the Ecuadorian diaspora. All content published on this Website, including articles, program descriptions, methodologies, tools, and any other materials, is provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, accounting advice, legal advice, or any other form of professional advice regulated under Ecuadorian law or any other jurisdiction. The educational content is general in nature and does not take into account your individual financial circumstances, objectives, or needs. You are solely responsible for any financial decisions you make based on information obtained from this Website. We recommend consulting a qualified financial professional for advice tailored to your specific situation.

All content on this Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Prime Saving Tool or its content suppliers and is protected by applicable intellectual property laws in Ecuador and internationally. The Prime Saving Tool name, logo, and all related marks are trademarks of Prime Saving Tool. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without our prior written consent, except that you may print or download a reasonable number of pages for your own personal, non-commercial use. Any unauthorized use of our intellectual property may result in legal action under the Ley de Propiedad Intelectual of Ecuador and applicable international conventions.

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the Website. Prohibited uses include, but are not limited to: using the Website in any way that violates applicable local, national, or international laws or regulations; transmitting any unsolicited or unauthorized advertising or promotional material; attempting to gain unauthorized access to any part of the Website or its related systems; using automated tools to scrape, crawl, or extract data from the Website without our express written permission; impersonating any person or entity or misrepresenting your affiliation with any person or entity; uploading or transmitting viruses or any other malicious code; and engaging in any conduct that could damage, disable, overburden, or impair the Website or interfere with any other party's use of it.

To the fullest extent permitted by applicable law, Prime Saving Tool and its directors, employees, partners, agents, suppliers, or affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, goodwill, or other intangible losses, resulting from your access to or use of (or inability to access or use) the Website or its content; any conduct or content of any third party referenced on the Website; or any unauthorized access, use, or alteration of your transmissions or content. The Website and all content therein are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

This Website may contain links to third-party websites, resources, or services that are not owned or controlled by Prime Saving Tool. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any representations about third-party websites or the information, products, or services available on them. We encourage you to review the terms and privacy policies of any third-party websites you visit. Your use of any third-party website is entirely at your own risk and subject to the terms and conditions of that website.

These Terms shall be governed by and construed in accordance with the laws of the Republic of Ecuador, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the competent courts of Ecuador. Before initiating formal legal proceedings, we encourage you to contact us directly at info@prime-saving-tool.com to seek an amicable resolution. We are committed to addressing concerns in good faith and in a timely manner.

If you have questions about these Terms of Service, please contact us at info@prime-saving-tool.com or at El Telégrafo y Últimas Noticias E8-12 Y, 170506 Quito. If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Prime Saving Tool regarding your use of the Website and supersede all prior agreements and understandings.